During this period of social distancing, we are here to assist you online or over the phone with all your finance needs. Whether it’s Mazda Assured or a Fixed Rate Car Loan our new remote financing process has been designed to give you peace of mind.
You’ll receive the same outstanding service you would expect in our Dealership. Plus, we also guarantee you’ll receive the same Mazda Tailored Rate on your loan.
Whether you are after a car loan for yourself or your business, our Fixed Rate Car Loan offers you flexibility including your choice of loan term and repayment frequency.
Our Business Fixed Rate Car Loan, also known as a Chattel Mortgage, is perfect for a small business, partnership or sole traders. It allows you to take advantage of our Mazda Tailored Rate, which is a fixed interest rate calculated on factors including your business circumstances.
It is the minimum value of your Mazda at the end of your loan term, as determined by Mazda Finance, subject to Fair Wear and Tear Conditions and agreed kilometres being met by you.
What you can do at the end of your loan term.
Who is eligible for this loan type.
Who is eligible for this loan type.
You can choose the deposit amount to suit you. Sometimes a deposit may be required for credit reasons.
All our car loans offer a tailored interest rate. We use our sophisticated software to calculate this rate based on your credit score, and take into account many factors determined by us, including; marital status, property ownership, type of vehicle ownership and more.
INTRODUCING MAZDA TAILORED RATE
FOR PERSONAL AND BUSINESS LOANS
Many interest rates follow a one-size-fits-all approach. Instead, with Mazda Finance, our sophisticated software calculates an interest rate based on your individual circumstances.
This is your Mazda Tailored Rate. It’s transparent, personalised to you and is the same rate at any Mazda Finance Dealer throughout Australia.
COMMON QUESTIONS
What is my credit score & how do we use it?
Your credit score is what is used to assist in determining your interest rate. This rate is calculated based on credit score and other personal or business criteria, giving you a tailored, transparent rate.
Who is eligible for a business car loan?
If you are a business or an organisation who uses your vehicle predominately (more than 50%) for business purposes, you are eligible to apply for a business car loan.
How do I know what I can afford?
It is important to set your budget and understand exactly what you can repay. Our repayment calculator will give you an indication of what your repayments could be on our range of Mazda vehicles.
How is a comparison rate different to an interest rate?
A comparison rate includes a car loan’s interest rate plus other fees and charges. While one interest rate may look lower than another, you need to look at the full amount you will pay – the comparison rate.
Is there a way to lower my repayments on my loan?
Many car loans give you flexibility to lower repayments. One option, if you have extra cash, is to add a deposit. You could also take out a car loan with a Guaranteed Future Value, such as Mazda Assured which offers lower monthly repayments^ than a fixed rate car loan.
WHAT DOCUMENTS DO I NEED TO APPLY?
We’ve created a checklist for you before you head into the Dealer.
Approved applicants only. T&Cs apply. This information provided by Mazda Finance, a division of Australian Alliance Automotive Finance Pty Limited ABN 63 002 407 703, Australian Credit Licence 513747 is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances. Click here to view our privacy policy.
*The Guaranteed Future Value (GFV) is the minimum value of your Mazda at the end of your finance contract, as determined by Mazda Finance. If you decide to return your car to Mazda Finance at the end of your term, Mazda Finance will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. The information provided is general in nature. You should seek your own financial advice to determine whether Mazda Assured is appropriate for your individual circumstances. Terms, conditions, fees and charges apply. Mazda Assured GFV products are available to approved customers of Mazda Finance, a division of Australian Alliance Automotive Finance Pty Limited ABN 63 002 407 703, Australian Credit Licence 513747.
^Lower monthly repayments compared to a similar term with no Guaranteed Future Value (GFV) or equivalent balloon final payment. Total interest charges will be higher if a GFV or balloon final payment is selected.